Speedle Dental Loans

Because Your Smile Can't Wait!

Life is too short for bad teeth, and Speedle is here to ensure your dental needs are met without the financial hassle. Say goodbye to prolonged waiting and complex processes – embrace the Speedle difference with fast cash dental loans under $5,000, making your dental adventure as enjoyable as it is necessary!

Apply nowAm I eligible?

Get your smile with

Speeeeeeeeeeeeedle

Tooth troubles? Speedle has your back with same-day loans that are as simple as they are flexible. No need to endure the agony; get the work done tomorrow, literally! Our dental personal loans, designed to make you smile, require you to make set payments from 1 month to 12 months, leaving you with stronger teeth and an easy to manage dentist bill.

Diverse loan amounts

Small loans
$500-$2000
Bigger loans
$2001-5000

Repayment your way

Flexible terms from 1 month to 1 year to suit your financial plan
No early repayment fees
No account fees

Transparent fees

Small loans
20% set up fee, 4% monthly fee
Bigger loans
Flat fee of $400, Interest 47.8% APR

What types of dental treatments can be covered with a dental loan?

Dental loans can cover a wide range of treatments, including routine cleanings, fillings, crowns, root canals, dental implants, braces, and more.

Can I use a dental loan for cosmetic dentistry procedures?

Yes, many dental loans can be used for cosmetic dentistry procedures such as teeth whitening, veneers, and smile makeovers.

Are dental loans different from dental insurance?

Yes, dental loans are personal loans specifically designed to cover dental care costs, whereas dental insurance typically involves monthly premiums and coverage limits for specific treatments.

What are the eligibility requirements for a dental loan?

Eligibility requirements vary by lender but generally include factors such as credit history, income stability, employment status, and residency.

How does a credit score affect my ability to obtain a dental loan?

A higher credit score typically increases your chances of qualifying for a dental loan and may result in lower interest rates. However, there are options available for individuals with less-than-perfect credit.

Can I get a dental loan if I already have dental insurance?

Yes, you can use a dental loan to cover out-of-pocket expenses not covered by your dental insurance, such as deductibles, co-payments, or treatments exceeding coverage limits.

Can I get a dental loan if I already have dental insurance?

Yes, you can use a dental loan to cover out-of-pocket expenses not covered by your dental insurance, such as deductibles, co-payments, or treatments exceeding coverage limits.

How long does it take to receive approval for a dental loan?

Approval times vary by lender but can range from a few hours to several days. Online lenders often offer faster approval processes compared to traditional banks.

Are there fees associated with dental loans?

Yes, dental loans may include fees such as origination fees, late payment fees, and prepayment penalties. It's important to review all fees and charges before accepting a loan offer.

Is dental loan interest tax-deductible?

In some cases, the interest paid on a dental loan may be tax-deductible if the loan is considered a qualified medical expense. Consult with a tax advisor to determine your eligibility.

Can I use a dental loan to cover emergency dental expenses?

Yes, dental loans can be used to cover unexpected dental emergencies, providing financial support when you need it most.

Do I need a down payment for a dental loan?

No, dental loans typically do not require a down payment. The loan amount covers the full cost of your dental treatment, which you repay over time.

Can I apply for a dental loan with a co-signer?

Yes, having a co-signer with good credit can increase your chances of approval and may help you secure more favourable loan terms, such as lower interest rates.

Can I use a dental loan for treatments outside of my local area?

Yes, dental loans can be used to cover treatments performed by licensed dental professionals anywhere in the country. Some lenders may have restrictions, so it's essential to clarify before applying.

Can I apply for multiple dental loans at once?

Yes, you can apply for multiple dental loans to compare offers and choose the most favourable terms. However, multiple loan applications within a short period can temporarily impact your credit score.

Is it better to finance dental treatments with a loan or savings?

The decision depends on your financial situation and priorities. Using savings avoids interest charges but may deplete your emergency fund. A dental loan spreads costs over time, making high-quality treatments more accessible without immediate financial strain.

How can I improve my chances of getting approved for a dental loan?

Maintain a stable income, pay off existing debts, and monitor your credit score. Consider applying with a co-signer if your credit history is limited or less-than-perfect.